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SR-22 State Information

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SR-22 State Information

Every state has its own rules regarding SR-22 filings. Our experts stay informed on state-by-state regulations so your policy meets every legal requirement.

We handle SR-22 filings for:

  • California
  • Texas
  • Florida
  • Illinois
  • And more

SR-22 Insurance in California

If you’ve been told you need an SR-22 in California, DriveGuard Insurance is here to help. An SR-22 is not an insurance policy but a certificate proving you carry the state-required minimum auto insurance coverage. This document is often required for high-risk drivers and must be filed with the California Department of Motor Vehicles (DMV).

When Do You Need an SR-22?

You may be required to obtain an SR-22 if:

  • You were caught driving without insurance.
  • You were involved in an accident without coverage.
  • You received a DUI or reckless driving violation.
  • Your license was suspended or revoked.
  • You have excessive points on your driving record.

How SR-22 Works in California

  • Your insurance company must file the SR-22 form with the California DMV on your behalf.
  • You must maintain the SR-22 for at least three years (or as required by the DMV).
  • If your policy lapses or is canceled, your insurer is required to notify the DMV, which could result in license suspension.

How to Get an SR-22 With DriveGuard Insurance

At DriveGuard Insurance, we specialize in helping drivers reinstate their driving privileges. Our team will:

Find you an affordable insurance policy that meets California’s SR-22 requirements.

File the SR-22 directly with the DMV to ensure compliance.

Provide ongoing support to keep you covered and legally on the road.

SR-22 requirements are governed by state laws and regulations set by the California Department of Motor Vehicles (DMV) and the California Insurance Code. Here are some key legal aspects of SR-22 insurance in California:

1. California Vehicle Code (CVC) §16020-16030 – Financial Responsibility Laws

  • This law requires all drivers to carry minimum liability insurance.
  • If a driver is caught without insurance, they may need an SR-22 filing to reinstate their license.

2. SR-22 Requirement After DUI (California Vehicle Code §13353.7)

  • If a driver is convicted of a DUI (Driving Under the Influence), they must file an SR-22 for three years to maintain driving privileges.
  • The DMV will not reinstate a suspended or revoked license until the SR-22 is filed.

3. Minimum Insurance Requirements for SR-22 (California Insurance Code §11580.1b)

Drivers who need an SR-22 must carry at least the state’s minimum liability insurance limits:

  • $15,000 for injury or death to one person
  • $30,000 for injury or death to multiple people
  • $5,000 for property damage

4. License Suspension for Failure to Maintain SR-22

  • If an SR-22 policy is canceled or lapses, the insurance company is required to notify the DMV, which may result in a suspended driver’s license.

5. How Long Must You Maintain an SR-22?

  • In most cases, California law requires an SR-22 for three years.

However, the exact time frame depends on the violation and court ruling.

Get Back on the Road Today!

Need an SR-22 filing? Contact DriveGuard Insurance at 888-322-3470 or visit our office at 17991 Cowan, Irvine, California 92614. We’ll help you navigate the process quickly and affordably.

Don’t let an SR-22 requirement hold you back—DriveGuard Insurance has you covered!